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Home Improvement Loans Available for Qualifying St. Peters Residents

November 5, 2018
The City of St. Peters is currently accepting applications for its Home Improvement Loan Program, which provides funding for low-income homeowners with home rehabilitation project needs. Eligible applicants can receive up to $5,000 through a no-interest, 5-year forgivable loan, for projects such as new windows, furnace & air-conditioners, roof replacement, driveway replacement or repair, and more.


You are eligible to participate in this program if you:
  • Are a resident and homeowner in the City limits of St. Peters who has not previously participated in the Urban County or St. Peters Home Improvement Loan Programs.
  • Have lived in the home for at least one year at time of application.
  • Do not exceed household income guidelines established by the U.S. Department of Housing and Urban Development (HUD).


The maximum household income must not exceed: $43,050 (1 person); $49,200 (2 people); $55,350 (3 people); $61,450 (4 people), $66,400 (5 people), $71,300 (6 people), $76,200 (7 people), $81,150 (8 people).  


CLICK HERE to download an application. Applications are also available at St. Peters City Hall. Applications are available on a first-come, first-accepted basis and will remain available until all openings are filled.


You can also request to have an application mailed to you by calling 636-279-8279 and choose option 2. When calling, be sure to spell your name and street address and leave a contact phone number. Applicants may also email their completed applications with required documents to  


The City received Community Development Block Grant funds for this program from the U.S. Department of Housing and Urban Development. Funds will be disbursed based on the lowest income first.