Beware Telephone Scams

December 2023 UpFront newsletter

Telephone scams have become increasingly prevalent in recent years, with scammers finding new and creative ways to deceive unsuspecting victims. These scams can range from simple attempts to extract personal information to more elaborate schemes designed to steal money or even identities.

One common telephone scam is the "tech support" scam, where scammers pose as representatives from well-known technology companies. They typically call individuals claiming that their computer has been infected with a virus or malware and offer to fix the problem remotely. In reality, they are trying to gain access to the victim's computer and personal information. It is important to remember that legitimate tech support companies will never call you unsolicited.

Another prevalent telephone scam is the "IRS" scam, where scammers pretend to be from the Internal Revenue Service (IRS) and claim that the victim owes back taxes. They often threaten legal action or arrest if immediate payment is not made. The IRS will never call you to demand immediate payment or ask for credit card information over the phone. It is crucial to hang up and report these calls to the IRS.

One of the most heartbreaking telephone scams is the "grandparent" scam, where scammers target elderly individuals by pretending to be their grandchild in distress. They often claim to be in trouble and in need of money urgently. These scammers rely on the emotional vulnerability of their victims and exploit their desire to help their loved ones. It is important to verify the caller's identity before sending any money and to contact other family members to confirm the situation.

To protect yourself from telephone scams, it is essential to be vigilant and skeptical of unsolicited calls. Never give out personal information, such as your Social Security number or bank account details, over the phone unless you are certain of the caller's identity. If you receive a suspicious call, hang up immediately and report it to the appropriate authorities, such as the Federal Trade Commission (FTC) or your local law enforcement agency.

Remember, scammers are constantly evolving their tactics, so it is crucial to stay informed and educate yourself about the latest scams. By being aware and cautious, you can protect yourself and your loved ones from falling victim to telephone scams.

I wish you the best, and hope you and your family enjoy a wonderful holiday season!