Applications are still available on a first-come, first-accepted basis and will remain available until all openings are filled.

The St. Peters Urban County Home Improvement Loan Program provides funding for low-income homeowners with home rehabilitation projects such as new windows, furnaces, and air conditioners, roof replacement, driveway replacement or repair, and more.

Eligible applicants can receive up to $7,500 through a no-interest, five-year forgivable loan. 

Please note that if anytime during the 5-year term of the loan, the resident should move or sell their home, the forgivable loan portion of $5,000 would have to be paid back.

Eligibility

You are eligible to participate in the St. Peters Home Improvement Program if you:

• Are a homeowner in the City limits of St. Peters
• Have lived in the home for at least one year at the time of application.
• Do not exceed household income guidelines established by the U.S. Department of Housing and Urban Development (HUD)

The maximum income levels are as follows:

• 1 person household $56,250
• 2-person household $64,300
• 3-person household $72,350
• 4-person household $80,350
• 5-person household $86,800
• 6-person household $93,250
• 7-person household $99,650
• 8-person household $106,100

Contact Information & Resources

• Download an application (PDF) or pick up an application at St. Peters City Hall, One St. Peters Centre Boulevard
• For more information on the St. Peters Home Improvement Program or to request an application be mailed to you, call 636-279-8279 and choose option 2.

St. Peters residents are eligible to participate in the St. Charles Urban County Home Improvement Loan Program. The program provides funding for low-income homeowners with home rehabilitation projects such as new windows, furnaces, and air conditioners, roof replacement, driveway replacement or repair, and more. Eligible applicants can receive up to $5,000 through a no-interest, five-year forgivable loan.

Eligibility

You are eligible to participate in the Urban County Home Improvement Program if you:

• Are a St. Peters homeowner who has not previously participated in the St. Charles Urban County or St. Peters Home Improvement Loan Programs
• Have lived in the home for at least one year at the time of application
• Do not exceed household income guidelines established by the U.S. Department of Housing and Urban Development (HUD)

Income Qualifications

The maximum income levels are as follows:

• 1 person household $56,250
• 2-person household $64,300
• 3-person household $72,350
• 4-person household $80,350
• 5-person household $86,800
• 6-person household $93,250
• 7-person household $99,650
• 8-person household $106,100

Additional Resources

• Applications are being accepted on a first-come, first-served basis.
• Call 636-949-3224 for applications and more information.

Loan Amount: Up to $5,000

Housing Counseling Required

St. Peters residents are eligible to participate in the St. Charles County 1st HOME Down Payment Loan Program.

The HOME St. Charles program is an effort by the Urban County to provide zero-interest down payment loans to income-eligible homebuyers in one of the participating jurisdictions of the St. Charles Urban County. The County will purchase subordinated second mortgage loans which finance, in conjunction with the origination of the primary loans by the Mortgage Lender, the down payment and eligible closing costs associated with acquiring qualified owner-occupied residences.

The Second Mortgage Loans are at 0% interest, due upon sale or transfer of title, and will be originated and sold to the County by approved not-for-profit housing counseling agencies. The County will provide each housing counseling agency with a program manual that will provide detailed Program Procedures, and will coordinate a training and review session with participating agencies.

Participating Lender / Counseling Agencies

• Northeast Community Action Corporation
  3400 Meadow Pointe Drive
  O'Fallon, MO 63366
  Phone: 800-748-7636
• Beyond Housing/NHS
  4156 Manchester
  St. Louis, MO 63110
  Phone: 314-533-0600
• Better Family Life
  5535 Delmar
  Suite 2100
  St. Louis, MO 63112
  Phone: 314-367-1843

Email us for more information.

Applications for the Lawn Mowing Assistance Program are now CLOSED and will reopen in February 2024.

The St. Peters Lawn Mowing Assistance Program provides lawn-mowing services to eligible low-income St. Peters residents. Funds are available on a limited basis.

Under this program, several St. Peters' homeowners meeting established guidelines and income levels will be eligible to have their lawns mowed for them up to 10 times between the months of April and October. The goal of the program is to improve the livability and appearance of homes in St. Peters.

The program is for lawn mowing services only. Landscaping, edging, aerating, raking leaves, and other lawn maintenance activities are not covered.

Proof of income and age or disability is required. Funds will be disbursed to the lowest-income families who apply first.

To be eligible to apply for assistance through this program, everyone living in the home must:

• Reside within the corporate city limits of St. Peters
• Own the home where they reside
• Be at least 62 years old or severely disabled
• Not exceed the maximum household income guidelines established by the U.S. Department of Housing and Urban Development (HUD):
  • 1 Person household $35,200
  • 2 Persons household $40,200
  • 3 Persons household $45,250
  • 4 Persons household $50,250

This program provides transportation for eligible St. Peters residents for necessary medical, shopping, and other essential services.

To be eligible, you must:

• Reside within the City limits of St. Peters
• Lack access to a vehicle or be unable to drive
• Be at least 62 years of age or be severely disabled or be low-moderate income as established by U.S. Department of Housing and Urban Development guidelines

OATS will be providing transportation services for the St. Peters program. The service will be available Monday through Saturday from 6 am to 6 pm. Eligible residents may apply for the program by submitting an application.

Download an application (PDF) or pick up an application at St. Peters City Hall, One St. Peters Centre Boulevard To request that this information be mailed to you, call 636-279-8279 and choose option 1. Be sure to spell your name and street address.