Community
Development Block Grant Programs
Maintaining our neighborhoods and helping our residents are top priorities for the City of St. Peters. Community Development Block Grants (CDBG) have been instrumental in helping us achieve these goals.
CDBG funding comes from the U.S. Department of Housing and Urban Development for the purpose of helping low- and moderate-income households. St. Peters administers CDBG funding for several programs, ranging from helping to maintain a home, buy a home, or receive rides to reach essential services. Learn more about those programs by following the links below:
St. Peters Emergency Repair Program
St. Peters provides emergency housing repair assistance such as water line or sewer line repairs to eligible St. Peters residents. All emergency repairs need to be approved by City staff. Funds are available on a limited basis.
Email us for more information.
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Urban
County Home Improvement Loan Program
As a participant in the St. Charles Urban County, St. Peters residents are eligible to participate in the Urban County Home Improvement Loan Program. The program provides funding for low-income homeowners with home rehabilitation projects such as new windows, furnace & air-conditioners, roof replacement, driveway replacement or repair and more. Eligible applicants can receive up to $5,000 through a no-interest, 5-year forgivable loan.
You are eligible to participate in the Urban County Home Improvement Program, if you:
- Are a resident and homeowner in the City limits of St. Peters who has not previously participated in the Urban County or St. Peters Home Improvement Loan Programs.
- Have lived in the home for at least one year at time of application.
- Do not exceed household income guidelines established by the U.S. Department of Housing and Urban Development (HUD). Refer to the chart to see if you meet income qualifications.
Proposed funding for this County program covers 16 spots – five spots for those meeting the very low-income qualifications and the remaining spots may be filled by those meeting low- or very low-income qualifications. Qualified participants were selected based on a random lottery drawing and place of residency.
The following is the order in which the applications for the 2013 Urban County Home Improvement Loan Program were pulled at the lottery drawing on Jan. 9, 2013, at 6 p.m.
30, 7, 35, 14, 37, 6, 1, 28, 25, 27, 29, 33, 18, 5, 32, 31, 16, 12, 21, 11, 36, 9, 4, 3, 17, 10, 26, 38, 2, 22, 24, 20, 34, 13, 8, 23, 15, and 19
The applications will be evaluated in this order until all 16 spots for the different municipalities are filled. This process can take up to six weeks.
For more information on the Urban County Home Improvement Program, call 636.279.8279 option 2 to request an application be mailed to you. Applications are also currently available for download here or at the front desk of St. Peters City Hall located at One St. Peters Centre Blvd. Completed applications must be submitted to St. Peters City Hall no later than Monday, Jan. 7, 2013 at 5 p.m. in order to receive a lottery number.
Income limits are defined as having maximum income levels as follows on your 2011 Federal tax return:
|
Very Low- |
Income |
|
Low- |
Income |
# in Household
|
Max. Income |
|
# in Household |
Max. Income |
|
| 1 |
$24,650 |
|
1 |
$39,450 |
| 2 |
$28,200 |
|
2 |
$45,050 |
| 3 |
$31,700 |
|
3 |
$50,700 |
4
|
$35,200 |
|
4 |
$56,300
|
| 5 |
$38,050 |
|
5 |
$60,850 |
| 6 |
$40,850 |
|
6 |
$65,350 |
| 7 |
$43,650 |
|
7 |
$69,850 |
| 8 |
$46,500 |
|
8 |
$74,350 |
Email us or call 636.477.6600, ext. 1204, for more information.
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First Time Home Buyer Program
St. Peters is a participating jurisdiction in the St. Charles Urban County. St. Peters residents are eligible to participate in the St. Charles County 1st HOME Down Payment Loan Program. If you have questions regarding the program or available funding please contact one of the approved Housing Counseling Agencies listed below.
The HOME St. Charles program is an effort by the Urban County to provide zero-interest down payment loans to income-eligible homebuyers in one of the participating jurisdictions of the St. Charles Urban County. Under this initiative, the County will purchase subordinated second mortgage loans which finance, in conjunction with the origination of the primary loans by the Mortgage Lender, the down payment and eligible closing costs associated with acquiring qualified owner-occupied residences.
The Second Mortgage Loans are at zero percent interest, due upon sale or transfer of title and will be originated and sold to the County by approved not-for-profit housing counseling agencies. The County will provide each housing counseling agency with a program manual that will provide detailed Program Procedures, and will coordinate a training and review session with participating agencies.
HOUSING COUNSELING REQUIREDLoan Amount Up to $10,000
Participating Lender/Counseling Agencies Northeast Community Action Corporation
3400 Meadow Pointe Dr O'Fallon, MO 63366 (800) 748-7636
Beyond Housing/NHS
4156 Manchester
St. Louis, MO 63110 (314) 533-0600
Better Family Life
5535 Delmar Suite 2100 St. Louis, MO 63112 (314) 367-843
Email us for more information.
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St. Peters Lawn Mowing Assistance
The St. Peters Lawn Mowing Assistance Program provides lawn-mowing services to eligible low-income St. Peters residents. Funds are available on a limited basis.
Under this program, several St. Peters’ homeowners meeting established guidelines and income levels will be eligible to have their lawns mowed for them up to seven times between the months of April and October. The goal of the program is to improve the livability and appearance of homes in St. Peters.
The
program is for lawn mowing services only. Landscaping, edging,
aerating, raking leaves and other lawn maintenance activities are not
covered.
Proof of income and age or disability is required. Funds will be disbursed to the lowest income families who apply first.
To be eligible to apply for assistance through this program, everyone living in the home must:
- Reside within the corporate city limits of St. Peters.
- Own the home where they reside.
- Be at least 62 years old OR severely disabled.
- Not exceed these household income guidelines established by the U.S. Department of Housing and Urban Development (HUD):
- 1 Person household $ 24,650
- 2 Persons household $ 28,200
- 3 Persons household $ 31,700
- 4 Persons household $ 35,200
You may also request that an application be mailed to you by calling 636.279.8279 and follow the prompts for Lawn Mowing Assistance. When calling, be sure to spell your name and street address and leave a contact phone number. Completed applications must be returned on or before 5 p.m. on Friday, Feb. 22.
The City received Community Development Block Grant funds for this program from the Department of Housing and Urban Development. Funds will be dispersed based on lowest income first.
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St. Peters Transportation Program
This program provides transportation for eligible St. Peters residents for necessary medical, shopping and other essential services.
To be eligible, you must:
- Reside within the City limits of St. Peters
- Lack access to a vehicle or be unable to drive
- Be at least 62 years of age OR be severely disabled OR be low-moderate income as established by U.S. Department of Housing and Urban Development guidelines. Click here to visit the HUD website to view income limits. For St. Peters' programs, the 50% figures are considered low income.
EMT will be providing transportation services for the St. Peters program. The service will be available Monday-Saturday from 6 a.m. to 6 p.m. Eligible residents may apply for the program by submitting an application.
You may download an eligibility worksheet and an application by clicking here or pick up an application at City Hall. To request that this information be mailed to you, call 636.279.8279 and choose option 1. Be sure to spell your name and street address.
Click here to download program guidelines to keep for reference.
Email us for more information.
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